Pembroke Pines Florida real estate and homes for sale. Also serving Cooper City and Davie real estate and homes for sale in Florida - Fort Lauderdale, Broward County FL Real Estate - David and Denise Ditman, REALTORS® David and Denise Ditman REALTORS(r) for Pembroke Pines, Cooper City and Davie, Florida real estate. Also serving Fort Lauderdale real estate, Broward County, Weston, Plantation, Miramar and Hollywood Beach Florida - NUMBER1EXPERTS™ David and Denise Ditman NUMBER1EXPERTS(tm) for Pembroke Pines, Cooper City and Davie, Florida real estate. Also serving Fort Lauderdale real estate, Broward County, Weston, Plantation, Miramar and Hollywood Beach Florida
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David and Denise Ditman, REALTOR®, real estate agents and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 954-651-0200.



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Mortgage Calculators: Pembroke Pines, Cooper City and Davie Florida home buying, real estate listings, and homes for sale in Broward County, FL
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



David and Denise Ditman, REALTOR®, real estate agents and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

David and Denise Ditman
Keller Williams
2000 NW 150th avenue
Pembroke Pines, FL. 33028
Denise Cell: 954-651-0200
David Cell: 954-651-0221
Office: 954-237-0400
Fax: 954-442-0092
Email: DDitman@NUMBER1EXPERT.com
Email: Ditman@DitmanGroup.com

David & Denise Ditman offer years of experience, a successful track record and cutting edge marketing to turn your real estate goals into reality. Whether buying, selling, renting or investing, they are your number 1 experts in Broward County specializing in residential, single family homes, new construction, luxury estates, waterfront properties, resales, relocation, acreage, condominiums, town homes, villas, and investment properties. Because David and Denise want clients for life not just sales for today, they offer personalized service. They treat each client as a member of their own family with trust, loyalty and friendship. They listen to their clients and then find the best choices for them, negotiate the best terms and guide them through the maze of financing, contingencies, disclosures, title work and escrow. The Ditman’s want their clients to truly feel that they are their Realtors for Life! (Military, Police and Fire Fighter Discount) In appreciation for the ultimate sacrifice and continuing commitment made by the US active-duty armed forces, National Guard and Reservists of every branch of service, along with Military Veterans, Police and Fire Fighter professionals, I am pleased to extend a real estate commission discount of 10%. The 10% rebate applies to the total amount of commission I earn at settlement.

Equal HousingMLSREALTORRELO


Keller Williams real estate and homes for sale in Pembroke Pines, Cooper City and Davie Florida


You can find great local Pembroke Pines, Florida real estate information on Localism.com David & Denise Ditman is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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NUMBER1EXPERTS™ for Pembroke Pines real estate and homes for sale, Cooper City and Davie, Florida. Also serving Fort Lauderdale real estate and Broward County homes for sale, Weston, Plantation, Miramar and Hollywood Beach Florida - West Broward County Luxury Homes Sales
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