Pembroke Pines Florida real estate and homes for sale. Also serving Cooper City and Davie real estate and homes for sale in Florida - Fort Lauderdale, Broward County FL Real Estate - David and Denise Ditman, REALTORS® David and Denise Ditman REALTORS(r) for Pembroke Pines, Cooper City and Davie, Florida real estate. Also serving Fort Lauderdale real estate, Broward County, Weston, Plantation, Miramar and Hollywood Beach Florida - NUMBER1EXPERTS™ David and Denise Ditman NUMBER1EXPERTS(tm) for Pembroke Pines, Cooper City and Davie, Florida real estate. Also serving Fort Lauderdale real estate, Broward County, Weston, Plantation, Miramar and Hollywood Beach Florida

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David and Denise Ditman, REALTOR®, real estate agents and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 954-651-0200.



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Our Special Offers: Pembroke Pines, Cooper City and Davie Florida home buying, real estate listings, and homes for sale in Broward County, FL
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Special Offers From Us To You! 

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Buyers Want Your Home for as Little as Possible.
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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David and Denise Ditman, REALTOR®, real estate agents and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

David and Denise Ditman
Keller Williams

2000 NW 150th avenue
Pembroke Pines, FL. 33028
Denise Cell: 954-651-0200
David Cell: 954-651-0221
Office: 954-237-0400
Fax: 954-442-0092
Email: DDitman@NUMBER1EXPERT.com
Email: Ditman@DitmanGroup.com

David & Denise Ditman offer years of experience, a successful track record and cutting edge marketing to turn your real estate goals into reality. Whether buying, selling, renting or investing, they are your number 1 experts in Broward County specializing in residential, single family homes, new construction, luxury estates, waterfront properties, resales, relocation, acreage, condominiums, town homes, villas, and investment properties. Because David and Denise want clients for life not just sales for today, they offer personalized service. They treat each client as a member of their own family with trust, loyalty and friendship. They listen to their clients and then find the best choices for them, negotiate the best terms and guide them through the maze of financing, contingencies, disclosures, title work and escrow. The Ditman’s want their clients to truly feel that they are their Realtors for Life! (Military, Police and Fire Fighter Discount) In appreciation for the ultimate sacrifice and continuing commitment made by the US active-duty armed forces, National Guard and Reservists of every branch of service, along with Military Veterans, Police and Fire Fighter professionals, I am pleased to extend a real estate commission discount of 10%. The 10% rebate applies to the total amount of commission I earn at settlement.

Equal HousingMLSREALTORRELO


Keller Williams real estate and homes for sale in Pembroke Pines, Cooper City and Davie Florida


You can find great local Pembroke Pines, Florida real estate information on Localism.com David & Denise Ditman is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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NUMBER1EXPERTS™ for Pembroke Pines real estate and homes for sale, Cooper City and Davie, Florida. Also serving Fort Lauderdale real estate and Broward County homes for sale, Weston, Plantation, Miramar and Hollywood Beach Florida - West Broward County Luxury Homes Sales
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